Terms of Service

To use BandhanNova Services, you must:

• Be at least 13 years of age (or the minimum age required in your jurisdiction).
• Have the legal capacity to enter into a binding agreement.
• Not be barred from using our Services under applicable law.

If you are under 18, you must have parental or guardian consent to use our Services.

When you create a BandhanNova Account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must notify us immediately at support@bandhannova.in if you suspect any unauthorized access to your account.

When using our Services, you agree not to:

• Violate any applicable laws, regulations, or third-party rights.
• Use the Services for any illegal, harmful, or fraudulent purpose.
• Distribute malware, spam, or engage in phishing activities.
• Attempt to gain unauthorized access to our systems or other users' accounts.
• Reverse engineer, decompile, or disassemble any part of our Services.
• Scrape, data mine, or extract data from our Services without express permission.
• Harass, abuse, or threaten other users or BandhanNova staff.
• Impersonate any person or entity or misrepresent your affiliation.

Our AI-powered services (BandhanNova AI Hub, Bani AI, etc.) generate responses using artificial intelligence models. By using these services, you acknowledge that:

• AI-generated content may not always be accurate, complete, or up-to-date.
• AI responses should not be used as a substitute for professional advice (medical, legal, financial, etc.).
• You are responsible for verifying the accuracy of AI-generated content before relying on it.
• We reserve the right to limit, modify, or discontinue AI features at any time.

All content, trademarks, logos, designs, code, and technology comprising our Services are owned by BandhanNova or its licensors and are protected by intellectual property laws.

Your Content: You retain ownership of any content you create or upload to our Services. By posting content, you grant BandhanNova a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content as necessary to provide our Services.

Our Content: You may not copy, modify, distribute, sell, or lease any part of our Services without prior written consent.

We may suspend or terminate your account and access to our Services at our sole discretion, without prior notice, if:

• You violate these Terms or any applicable laws.
• Your account is used for unauthorized or suspicious activities.
• Continued use of the Services poses a risk to other users or our systems.

You may delete your account at any time by contacting us at support@bandhannova.in.

To the maximum extent permitted by law, BandhanNova and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services.

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

We may update these Terms from time to time. When we make significant changes, we will notify you by posting the updated Terms on this page and updating the “Last updated” date.

Your continued use of our Services after any changes constitutes acceptance of the updated Terms.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts in India.

If you have any questions or concerns about these Terms, please contact us: